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Ways for Moms on Maternity Leave to Earn Money: From Translations to Accounting

Home » blog » Ways for Moms on Maternity Leave to Earn Money: From Translations to Accounting

While on maternity leave, many moms look for opportunities for additional income to realize their potential and supplement the family budget. Ways for moms on maternity leave to earn money have long gone beyond just “writing texts” or “selling handmade items.” A thoughtful approach allows you to enter the market without losing qualifications and with the potential to grow both financially and in terms of tasks.

Translations: monetizing language skills

Knowledge of a second language turns a standard academic background into a stable source of income. English, German, French, and Spanish are the four most in-demand languages for translating technical, legal, and marketing texts. The Proz.com platform has over 1.1 million registered translators, and the average order is 3-5 pages at a rate of $7–$12 per page.

Ways for moms on maternity leave to earn money through translation include:

  • written translation of documentation (technical, financial);
  • website and interface localization;
  • voiceover and subtitles for YouTube and educational platforms.

Working from home for moms becomes effective with a portfolio and access to clients through platforms like Upwork, T-Pro, Freelancehunt. Many use CAT tools like Trados or Smartcat to increase their rates by automating volume.

Online Accounting: digital accounting while on maternity leave

Accounting has long moved to the cloud. The average individual entrepreneur requires no more than 6 hours per month to maintain documentation, creating opportunities for remote work. The average rate for servicing one client is $30–$65. Managing 4–5 individual entrepreneurs results in a stable income with minimal workload.

Remote employment opportunities for moms with children in the accounting field include:

  • preparing reports in 1C or “My Business”;
  • consulting on tax regimes;
  • automating period closing.

Prior experience as an accountant is an additional advantage. Remote work on maternity leave through services like Finolog, Kontur, or BuhsSoft provides access to a stable client base.

Consultations and Online Teaching

Accumulated professional experience allows entering the consulting market. Psychologists, educators, speech therapists, HR specialists, and lawyers conduct online sessions through Zoom, GetCourse, and Telegram.

Ways for women on maternity leave to earn money include:

  • individual sessions with children and adults;
  • mentoring for students and novice professionals;
  • legal advice on family and labor issues.

A teacher earns from $5 to $22 for a 60-minute session. A lawyer or psychologist charges from $16 for a consultation. Online professions offer a flexible schedule and minimal entry barriers — advanced Zoom skills and profiles on platforms like Talentsy, Profi.ru, or B17 are sufficient.

Content and Visuals: freelance without an office

Text, design, video, advertising — are the four pillars of a business’s digital presence. Freelancing for moms covers dozens of directions. One project can take 3 hours and bring in up to $54, depending on complexity.

A detailed list of in-demand directions:

  1. Copywriter — website content, article and post writing, editing; rate from $3 per 1000 characters.
  2. Rewriter — adapting existing texts to new formats; rate $1.60–$2.70 per 1000 characters.
  3. Content manager — planning and publishing materials, CMS work; salary from $270 per month.
  4. Targetologist — advertising setup on Meta, VK, Telegram; average project $85–$160.
  5. SMM Specialist — brand development on social networks; rate from $215 per month.
  6. Blogger — managing a thematic account, monetizing ads and partnerships (depends on audience and format, but starting rate $200–$500.
  7. Designer — from story design to creating brand books; average project cost $43–$110.
  8. Administrator — chat management, client scheduling, support; $160–$320 per month.

Remote work on maternity leave through exchanges like Kwork, Workzilla, WeLoveClients allows for a quick start even without a portfolio — the key is to offer a solution.

Programming and IT: starting from scratch in 3 months

Digital professions allow earning significantly above average market rates. For example, a junior developer earns from $640, while a middle developer earns from $1280. Courses on Stepik, Skillbox, Hexlet, and Yandex Practicum provide a start without a university background.

Ways for moms on maternity leave in the IT field include:

  • frontend development (HTML, CSS, JS);
  • software testing (manual and automated);
  • database administration;
  • UX/UI design.

Simplifying entry into the profession makes learning accessible even during breaks between feedings. Platforms often offer payment deferral until the first earnings.

Comfortable Pace and Professional Growth

Working on maternity leave has ceased to be a temporary side job. A strategically built model allows maintaining professional activity, adapting the schedule to household and child needs, and transitioning to a stable online income. Remote job opportunities not only provide money but also integration into the professional agenda.

Ways for moms on maternity leave to earn money are not limited to short projects or low rates. The flexibility of the format, remote model, and digital platforms allow choosing between freelancing, consulting, and part-time work.

Variety of Directions and Growth Potential

One underestimated aspect is the potential for scaling. Being inside the market, specialists expand the range of tasks and turn one-time side jobs into systematic activities. Side jobs for moms on maternity leave evolve into remote careers with stable income.

Transitioning from simple orders to long-term contracts is a common path in professions such as:

  • UI/UX designer;
  • email marketing specialist;
  • online course coordinator;
  • blog and media editor;
  • CRM systems consultant.

Earnings on maternity leave increase with specialization. Deepening into a niche allows increasing rates by 1.5–3 times. For example, an e-commerce experienced accountant earns up to $130 per month for managing one online store. A content manager in the B2B services niche can earn up to $855 with part-time work.

Self-Realization as the Basis of Balance

The formula “child + money + interest in work” has become achievable without compromises. Modern ways for moms on maternity leave to earn money include flexibility, autonomy, and growth. Thanks to them, it is possible to integrate self-realization into the rhythm of daily life rather than setting it against it.

Successful cases confirm: a lawyer launching online consultations; an accountant remotely supporting up to 10 individual entrepreneurs; a translator collaborating with publishers and international agencies; a designer working for foreign studios. All these examples are based on one principle — a conscious approach and choosing the optimal format.

Ways for Moms on Maternity Leave to Earn Money: Key Points

Ways for moms on maternity leave cover dozens of directions — from translating materials to managing accounting. Flexibility, online access, and market digitalization allow adapting to the realities of the maternity period while maintaining professional activity. It is important not only to choose a path but also to master it with an eye on growth. Today’s side job shapes tomorrow’s career.

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Dozens of reports. Hundreds of operations. Thousands of numbers. The world of an accounting worker does not tolerate haste, but requires concentration and accuracy. That is why remote work brings many benefits to an accountant, as it allows to focus more on tasks and achieve better results. Let’s discuss in more detail in the article.

Productivity without distractions

Office noise, idle chatter, the need to constantly adapt to the external background – factors that reduce productivity. A remote environment eliminates most distracting irritants. It is in these conditions that the benefits of remote work are felt by an accountant in the first few weeks. The pace of work increases, task volumes decrease faster, and calculation accuracy improves.

Example: a mid-level specialist working from home processes financial documents 25% faster than a colleague in the office. The reason is the ability to independently organize the workspace, eliminating the unnecessary.

Free time instead of traffic jams – one of the main advantages of remote work for an accountant

Commute from point A to the “office” consumes 1 to 3 hours daily. In a month – up to 60 hours, and in a year – about 720. This is the figure shown by the practice of employees who have switched to remote accounting.

An accountant reaps the benefits of remote work directly: saved time is converted into rest, skills improvement, or more work done.

Reduction of daily expenses

Remote work format reduces expenses by tens of thousands of rubles per year. Costs for transportation, meals outside the home, wardrobe, and even coffee – all of this is halved or more.

Example: with a salary of $1,000, monthly “office” expenses consume up to 15% of income. When switching to remote work, these costs decrease to 2-3%.

Financial gain is one of the most powerful arguments in favor of the new format. It is here that an accountant evaluates the benefits of remote work literally in terms of money.

Comfort in details: space tailored to tasks

The home environment allows for creating a work atmosphere tailored to individual characteristics. No one turns the air conditioner to the maximum and interrupts with a question “did you see yesterday’s match?”. The workspace is adapted to the real rhythm of accounting activities, where every number matters.

An accountant feels the benefits of remote work through details: a comfortable chair, necessary silence, familiar pace. It is not only about comfort but also about reducing stress and increasing accuracy.

Self-organization – a new skill and resource

The remote model requires a mature structure of the workday. It is here that qualities critical to a specialist develop: time management, discipline, task prioritization. The result is increased productivity and independence from the external environment.

The advantages of remote work in accounting are reflected in daily results: document processing is faster, deadlines are tighter, and the number of errors decreases.

Unbounded responsiveness: flexibility as a tool

A schedule that works for the specialist, not the other way around, is a key factor in transitioning to the new model. A flexible work schedule allows tasks to be completed during peak productivity hours. For example, conducting an audit in the morning, working on reports during the day, and checking taxes in the evening.

Transitioning to a flexible model is particularly effective during seasonal peaks – March, July, October. During these periods, the workload in accounting increases by 40-60%. The schedule helps redistribute the workload evenly.

Benefits of remote work for an accountant: summarizing

The remote model transforms the approach to professional activities and makes work precise, structured, and predictable. The specialist realizes the benefits in several directions – from personal efficiency to financial gain.

The key benefits of transitioning to a remote format:

  1. Flexibility: adjusting the schedule to the rhythm of life.
  2. Time savings for work: no commute to the office.
  3. Money savings: reducing expenses on transportation, meals, wardrobe.
  4. Comfort: optimal conditions for focused work.
  5. Productivity: increasing efficiency without distractions.
  6. Self-organization: developing key time management skills.
  7. Stress reduction: absence of office environment pressure.
  8. Access to clients nationwide: a remote accountant easily serves multiple regions.

Each listed factor reinforces the other, creating a closed cycle of productivity growth. Such a system ceases to depend on external circumstances and is fully controlled by the specialist.

Weighing the pros and cons of remote work for an accountant

Remote work has changed the profession of an accountant. Now the main focus is on skill and results, not the office. Among the advantages of remote work are speed, accuracy, and depth of work. However, there are also drawbacks: high self-organization is required, there may be difficulties with quick data exchange and cybersecurity. Weigh everything before making a decision on the suitable work format.

In the financial world, numbers rule everything. But in order for them to start working for people, it is necessary to understand how the market is structured and who the key figures in it are. What an online broker does is a question that interests not only novice investors but also those who consider the profession as a career path. Today, a trading agent is not a person with a phone and a tie on the New York Stock Exchange, but a systemic player who manages processes remotely, using platforms, analytics, and data.

What an Online Broker Does: More Than Just “Buy and Sell”

A modern specialist in the field is responsible for connecting the client with the infrastructure of trading platforms. They provide access to assets, execute orders, and help investors interact safely with the financial market.

A transaction agent becomes a support for a novice investor and a tool for speed and reliability for an experienced one.

Broker Profession: Who Is Suitable for This Field?

To acquire the skill, it is not necessary to have a financial degree, but it is necessary to understand the basics of economics, the logic of the securities market, and be able to think in numbers. Those interested in becoming a broker start with theory: they delve into basic assets, quotes, liquidity, and risks. Then they move on to practice—working on demo accounts, testing strategies, and studying platforms.

Many enter the field after studying economics or analytics, but more and more are self-taught. The main thing is an interest in the subject and a willingness to understand how finance works from the inside. Those who can work systematically and keep a cool head in market turbulence are especially valued.

What Is Included in a Trader’s Daily Routine?

Acting as an intermediary, especially from home, requires composure, technical accuracy, and constant focus. Throughout the day, they manage clients’ trading accounts, verify the correctness of order execution, monitor the market situation, and inform clients of important changes. A trading agent often interacts with analysts, technical departments, and security services, especially in conditions of high volatility.

To understand what an online broker does, it is important to consider additional functions: they explain how platforms work, help understand the specifics of instruments, and provide portfolio status data.

Types of Brokers and How They Differ

The field is divided into several directions. There are agents who simply execute clients’ orders without analysis or intervention in the strategy—they are called execution-only. There are advisory models—specialists provide recommendations, but the final decision is up to the client. There are also those who act on behalf, taking on capital management.

It is also important to understand the difference between people and systems. Many modern brokers operate as digital platforms—they do not give advice or communicate personally, but simply ensure stable technical execution of transactions. Each of these options has its own approaches, demand, and area of responsibility.

How to Start a Career as an Online Broker

For beginners, it is important to understand that the market requires not so much theorists as people who can quickly process information, interpret data correctly, and understand the behavior of instruments. It is worth starting with simple steps:

  • take a course on becoming a broker or investment consultant;
  • study trading platforms and functionality—from QUIK to Tinkoff;
  • follow economic news and market analysis basics;
  • practice on demo accounts to gain experience;
  • study the legal aspects of brokerage activities.

Even if you are not going to work for a licensed company but want to work in fintech or a startup—all these steps will build a solid foundation for the future and give an idea of what an online broker does.

Career Advantages: Why Consider Brokerage Activity?

The specialization of an investment consultant continues to gain popularity. And there is nothing surprising about it:

  • you can work remotely, without being tied to an office or city;
  • the field is well paid—especially with experience;
  • it is flexible: from client support to analytics and trading;
  • it develops strategic thinking and financial literacy;
  • it opens the way to a career in finance, investment consulting, and business.

Thanks to the listed features, many choose a path in finance, aiming to master the profession and understand what an online broker does to combine freedom, working with numbers, and real influence on clients’ financial decisions.

How Much Does a Trading Agent Earn in 2025: From Novice to Professional

A broker’s salary depends on the work format. A novice specialist in a company can earn from 70,000 to 90,000 rubles if they are on a salary. Those who are dependent on commissions and client turnover can earn 150,000 to 300,000 per month, especially if they work with the VIP segment.

A broker’s stable income is formed not only from the basic earnings but also from bonuses, percentages, and premiums. In international markets, the amount can be in dollars or euros. In general, the field values results directly, not time spent at the computer.

Where to Find Your First Job and How to Enter the Market as a Novice?

You can enter the field even without experience if you have a knowledge base and a willingness to learn. Companies often offer internships and training programs. To better understand what an online broker does, start with basic roles—specialists with minimal skills are in demand at the beginning in customer support, trading, analytics, and technical support departments. Here’s where you can actually find a start:

  • hh.ru, FinExecutive, Habr Career—with filtering by “broker,” “investments,” “finance”;
  • Telegram channels on finance and analytics jobs;
  • internships in banks, brokerage, and investment companies;
  • online learning platforms that provide access to vacancies after the course;
  • career events, forums, and conferences with recruiters.

A well-crafted resume, a cover letter, and confidence in the subject—doors start to open even without connections.

What an Online Broker Does: Conclusions

Understanding what an online broker does means looking behind the scenes of the financial world. They are not just technical specialists but also guides, analysts, and strategists. In 2025, the field remains in demand, and remote work opens up opportunities for those willing to develop and take on responsibility.

The broker profession is not a random choice but a growth point for those who think in numbers, appreciate logic, and are ready to act quickly. Here, you can grow from an intern to an investment manager, work with Russian or foreign clients, and at the same time—manage your time and income independently.